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Financial insurance coverage has become part of just about every facet of modern living. As a believer we must know how to keep our trust on God separate from responsibility for insurance coverage. A fundamental principle of truth is our trust on God to protect our interests and not have our trust on an insurance policy of any type or coverage. Every type of insurance protection is purchased today, because Satan has convinced the world that no one should be without some kind of financial protection. Because the world insists on having insurance coverage on everything, the customer or consumer realizes that the cost of this financial protection is just added to the price of the product or to the cost of the rental price. Each time we make a purchase or rent a machine, the cost of insurance coverage is reflected in the price. The basic principle for the believer who desires to keep their trust on God, is to not take any responsibility for the insurance coverage placed on those things. This would include not placing their legal signature on any document they do not agree with and which would defile their conscience. The purchase of food items at the supermarket all reflect the added cost of insurance coverage—from the farm land where the crops are grown, to the trucking firm transporting the produce to market. The cycle of insurance continues to the liability coverage placed by the owners of the supermarket for protection from any claims made by a consumer who could be injured while shopping in their store. The believer who trusts God for all things would not think of making an insurance claim against the store, but the important principle of truth concerning faith and trust on God, is to not take any responsibility for, nor sign, any insurance policy that is in place somewhere in that system. Keeping our trust on God, separate from trust on insurance coverage, is the primary and fundamental concern. If a believer wanted to rent some land on which to do farming, part of the rental cost for that land would be reflected in what the owner of the land paid to insure the acreage. Every house or apartment a believer rents reflects the cost of insurance the owner has placed on their property. The point is—not to take any responsibility for purchasing or placing insurance coverage on anything, and certainly not to make any claim for insurance money. Regardless of the type of insurance, or what it protects financially—whether a life insurance policy, medical, property, business, or automobile liability insurance—the issue of concern for the believer is not to take any responsibility for the purchase of the policy and certainly not signing our name to such documents. That refusal to purchase or sign such a document is the separation point for the believer to always maintain! Everyone in the world today may be covered by some type of financial insurance, but the believer must maintain a separation between the policy itself and their personal responsibility for that insurance coverage. The believer must draw a scriptural line regarding financial insurance policies just as they would draw a line on any other important issue in the Christian life of trust on God. It may seem to be a fine line, but it is a definite line that must be drawn at not taking responsibility for buying or signing insurance policies. A legal signature shows our approval and is a legal agreement that will hold up in a court of law. If there is any question concerning anything, we must always decide in a way that keeps our trust on God, and not allow anything to hinder our faith. Hebrews 12:1-2 “Therefore, surrounded as we are by such a vast cloud of witnesses, let us fling aside every encumbrance and the sin that so readily entangles our feet. And let us run with patient endurance the race that lies before us, simply fixing our gaze upon Jesus, our Prince Leader in the faith, who will also award us the prize. He, for the sake of the joy which lay before Him, patiently endured the cross, looking with contempt upon its shame, and afterwards seated Himself—where He still sits—at the right hand of the throne of God.” The individual who rents—unlike one who leases or purchases—does not take responsibility for the insurance coverage, nor are they asking someone to do something which the owner of the item or vehicle is not already doing—insuring the item or vehicle the individual is renting from them. A renter is simply paying for the use of something owned by another firm, and which is already available to a consumer—and always at a profit to the owner of the item, the service, or the vehicle that is offered. This is much the same as renting our homes, which are owned by someone else, who has the responsibility to purchase and sign homeowner insurance policies. A believer, then, is compelled to trust God for the finances to pay the rental costs for the usage of the item or vehicle. Unbelievers do not have faith in God for anything, so they are not able to trust Him to provide the money needed to pay the high cost of rented items that would include the cost of insurance coverage. Because of their fear for future needs, the world wants to accumulate properties and items of value—considering them treasures of financial assets, and then protecting those possessions by insuring them with an insurance policy of some type or coverage. The believer in Christ cannot ignore God’s Word on the matter of not owning real estate and not stockpiling possessions of value, and they cannot take personal responsibility for placing insurance on such things. Insuring anything would conflict with their decision to keep their trust on God. Agreeing to purchase an insurance polity of any type or coverage and then signing it, would be crossing over the line and violating their commitment to trust on God. Just as the believer would refuse to purchase or sign for insurance coverage regarding workers on a construction site—to protect them from damage or loss, so they would also refuse to purchase or sign an automobile insurance policy because of compulsory state laws. Signing a policy would contradict our statement of faith, and our commitment to trust only on God for protection—financial and otherwise. It is vitally important to uphold the divine principles of faith and trust that God has taught us to know and follow for many years. These principles of trust on God are based on the Holy Scriptures, and cannot be ignored, omitted, or compromised. Interpretations of Scripture concerning our human responsibility to maintain a believing trust on God, that we know have His favor and blessing, cannot ever be altered, changed, ignored, or discarded. The spiritual questions that need honest answers are—a. Can our total trust on God for financial protection be maintained if we accept responsibility to purchase and sign an insurance policy, which would contradict our stated faith? b. Can we keep our trust on God and at the same time buckle on an automobile seat belt, a shoulder harness, or use a safety helmet? c. Can we keep our trust on God for daily and future needs if we place any type of treasure on earth as a financial asset or resource to rely on—like real estate, house, property, investments, rare collections, or valuable items of any description? The answer to all three would have to be “No” in light of God’s Word and teaching in the New Testament. The answer would be “No” in order not to contradict our stated faith and trust on God regarding these issues. The divine principle of faith and trust on God is the primary and major point. Trusting God through believing faith in atonement sacrifice of Christ is the principle involved in every aspect of the Christian life here on earth, as well as receiving eternal life. Every believer must have divine wisdom and base every decision on God’s Word. The apostle Paul gives this reminder 2 Timothy 3:16 “Every Scripture is inspired by God and is useful for teaching, for convincing, for correction of error.” He also said 14-15 that we should, “Continue in what you have learned and have become convinced of, because you know those from whom you learned it, and how from infancy you have known the holy Scriptures, which are able to make you wise for salvation through faith in Christ Jesus.”
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Century Gospel Church © 2010 |
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